What increases your home insurance premium?

BY Meagan Ouellette | Dece 4, 2017

Heating type:
If your home has a wood-burning stove, or has an oil heating system, you aren’t in luck. Oil based heating can lead to environmental hazards, which is why many insurers charge more for home insurance when one has an oil tank. Using electric heat or a gas furnace is seen as safer and could lower your home’s premium. Ask your licensed insurance broker what the difference in premium is between a wood-burning stove or oil furnace and an electric or gas

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